Helping You Move Toward A Brighter Financial Future
The fear of losing your home, your car and everything you have earned can cause immense stress and anxiety. If you are facing garnishment, foreclosure, repossession, lawsuits or debt collectors, it is important to look at your options. Bankruptcy is a powerful form of debt relief that can help you take control over your finances and your life. Your bankruptcy attorney can provide valuable guidance and support.
At Harrison & Goin Law Firm, we provide the highest-caliber legal representation for people in financial distress. Our lawyers, David Goin and Robert Harrison, each put more than four decades of experience behind every case.
Filing Chapter 7 And Chapter 13 Bankruptcy For People Across Kentucky
There are two main types of bankruptcy for individuals in financial distress. In Chapter 7 bankruptcy, debts such as credit card bills and medical bills are discharged and you can walk away with a clean slate. In Chapter 13 bankruptcy, you can repay certain debts, such as a past due mortgage, in full over three to five years, while repaying a percentage of unsecured debts. Chapter 13 bankruptcy is usually the best option for people who are behind on their mortgage and want to avoid foreclosure.
What type of bankruptcy you file depends on your assets, your debts, your income and other important factors. If Chapter 7 bankruptcy is best for you, we will typically be able to file your petition within a week of receiving your financial information. Whatever your situation, you can be comfortable putting your trust in us.
Our Attorneys Take A Hands-On Approach To Bankruptcy
Filing for bankruptcy is a very personal decision. It is important that you work with a lawyer who will help you understand the bankruptcy process and how it will impact your life. At Harrison & Goin Law Firm, we will work closely with you from the beginning of your case until the end. We will give you the information you need to make confident decisions and move forward on solid ground.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.